Did you know your bank can play the middle from each side?
Sweet and sour blend in them like Jekyll and his Hyde.
First they put you in a house you really can't afford,
Then your interest rate becomes alarmingly unmoored.
The only thing preventing you from crashing very hard
Is living off the balance of your shiny credit card.
Just when you're about to be put out upon the street
Your bank relents with mortgage rates that seem to you quite sweet.
And so this happy tale doth end – but wait, did you forget
Your credit card is now maxed out and you are deep in debt?
The bills are coming faster and they all say "overdue".
Your credit score is lower than Dick Cheney's own IQ.
Now who gave you that credit card – who pulled that awful prank?
Read the small print carefully; it was your hometown bank!
They giveth and they taketh and you should not be surprised
That some of what they practice is not ever advertised.
Bankers are like hornets on a hot and sticky day;
Even when you're nice to them they sting you anyway.
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