Toxic Loan

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Once there was a toxic loan, all by itself and small.
It huddled in a corner and would make no noise at all.
Shunned by prudent bankers and investors who were keen
to keep such noxious riff-raff far away, a sight unseen.
It asked for understanding and a little bit of hope
but in reply the zealous warned: For you there is a rope!
But then one day a banker took some pity on that loan
and sold it to some customers while chatting on the phone.
At last in a portfolio it quickly grew in stature
and it lost its label as worse than a baby-snatcher.
Somehow it brought in money, though I cannot tell you why,
and suddenly the whole wide world wanted a supply.
Its cousins and its uncles crawled from out of the woodwork
and went to bed with everyone from plutocrat to clerk.
Forgetting that just recently they were terrific shams,
everybody closed their eyes and scooped 'em up like clams.
But every bubble soon must burst, and this one gave a pop
that left the bankers speechless while their clients called a cop.
Now the toxic loan is once again a foul pariah,
the only difference being Uncle Sam's its biggest buyah.
 

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