Polonius in Hamlet said it with such clarity –
Neither lender nor a debtor should you ever be.
No one's ever forced to lend, but many are to borrow –
Leading to all sorts of mischief and longstanding sorrow.
When you are a debtor you become a mere statistic
And are treated with a prejudice antagonistic.
Pencil pushers sign away your fair name in a second;
You may find yourself in court when your bill is reckoned.
Lenders have a million friends; a debtor hasn't any --
So I'd think twice before I'd borrow so much as a penny.
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